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Educational loans are most often associated with loans for higher studies or overseas education. The maximum loan allowed is Rs 80,000 and this can be taken only once up to Class XII. There is no processing charge and the interest rate is as per applicable MCLR (Floating). Any child who has secured admission in a recognized school will be eligible for this loan.Bank of Baroda: The loan product is called Baroda Vidya and it is applicable for school education from Nursery to Class XII. The loan can be availed for children studying in LKG up to Class XII.JK Bank: The loan scheme is called Budshah Primary Education Finance and it is meant for financing the admission fee for school education. The interest rate charged will be as per the prevailing lending rates. The good thing about this loan is that the company does not ask for a bank account or security.Neev Finance: This is a private company offering loans for education fees for pre-school, school education, tuition fees, etc.

  The primary reason is that school fees and charges for private or English medium schools have risen exponentially in recent times. People working in public sector or reputed private sector companies are eligible to apply for this loan scheme. The maximum amount of loan sanctioned isRs 30,000 per family and it covers the cost of admission fees, term fees and other charges. There is no security required for this loan, but parents will have to provide the necessary documents such as income proof, ID proof, address proof, school admission certificate, etc. The loan will be issued in the name of father/mother and will be disbursed directly to the school. But, did you know that you can also get a loan for your childs school education? Not many people are aware but a few banks and financial institutions have started offering loans for school education. If the loan is approved, the loan amount is paid directly to the institution. We recommend that you share this information with your friends and colleagues so that their children can secure the best possible education at reputed schools. This is really great for parents who need funds urgently. The loan is applicable for school education up toClass XII..

  Loan repayment will have to be done in 10 EMIs, starting from the month next to the date of disbursement. One of the best features about this loan is that the interest rate charged is less than the prevailing prime lending rate. The maximum loan amount is Rs 25,000 or 3 months gross salary of the parent, whichever is lower. The maximum loan amount allowed in this scheme is Rs4 lakh. Girl students will benefit more, as theres a 0. It would also be great if you can spread the word about these loans since people are generally not aware of such loans.Indian Bank: The loan product is known as the auto gas springs suppliers Balvidya Scheme and is available to existing Savings Bank account holders of Indian Bank.Tamilnad Mercantile Bank (TMB): The loan product is called Short Term Study Loan and it is meant for children who want to get education in reputed institutions. However, you dont have to compromise since you can take a loan to finance your childs school education, starting from nursery up to class XII. Neev Finance has a fast loan processing system with a maximum turnaroundtime of 48 hours. Given below are some of the banks and financial companies that specialize in providing school education loans.


by brakehoseab | 2019-02-26 11:15

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